Terms of Service

  1. Introduction

1.1          Welcome, and thank you for your interest in Personalloans-Online. The following Terms of Use constitute an agreement between you ‘consumer ‘and Personalloans-Online, which may be referred to throughout this document as ‘us’, ‘we’, ‘our’, ‘site’ or ‘website’.

1.2`         (“Personalloans-Online,” “us” or “we”) and our services are made available through the website on which a link to these Terms of Use is displayed. The following Terms of Use are a legally binding contract between you and Personalloans-Online regarding your use of the Service.

1.3          The terms of service shall apply should you use the site for a loan application.

1.4          Please read the following terms of use (“Terms”) carefully before accessing or using the service. Each time you access or use the service, you agree to be bound by these Terms.

1.5          If you do not agree to be bound by all of these Terms, you may not access or use the service. In addition, certain areas of the service may be subject to additional terms of use that we make available for your review (e.g., End User License Agreements etc.) By using such areas, or any part thereof, you are expressly indicating that you have read and agree to be bound by the additional terms of use applicable to such areas.

1.6          In the event that any of the additional terms of use governing such area conflict with these Terms, the additional terms will control.

1.7          These Terms provide that all disputes between you and Personalloans-Online will be resolved by BINDING MEDIATOR. YOU AGREE TO GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under this contract (except for matters that may be taken to small claims court). Your rights will be determined by a NEUTRAL MEDIATOR and NOT A JUDGE.

 

  1. Eligibility.

2.1          You must be at least eighteen (18) years of age to use the service. By agreeing to the Terms, you represent and warrant to us:

(i) that you are at least eighteen (18) years of age,

(ii) that you have not previously been suspended or removed from the service, and

(iii) that your use of the service is in compliance with any and all applicable laws and regulations.

 

 

  1. Product Overview

3.1         Personalloans- online do not offer loans. We are a platform which allow users to submit a loan   application to our credit provider partners. The interest rate will depend on the credit providers   and they decide whether to approve the loan applications, how much to lend, on which terms and on what evidence of ability to repay. The credit providers decide whether to give approval for a loan and on which terms according to the consumer’s specific circumstances.

  1. Client information

4.1       Personalloans-Online allows you to submit a loan application with various credit providers. Your contact with, or use of a credit providers contacted through the service, may create a special relationship between you and your selected creditor, but does not create any legal relationship between Personalloans-Online and you except under these Terms.

4.2       Your decision to make available any sensitive or confidential information to any creditor is your sole responsibility and at your sole risk.

4.3       Personalloans-Online has no control and makes no representations as to the use or disclosure of such information provided to third parties, including creditors.

5. Information Security

 

5.1          Personalloans-Online takes reasonable steps to maintain physical, environmental, technical and procedural safeguards to prevent confidential information from being accessed by unauthorized individuals.

5.2          You are not permitted to access any functions or information that are not expressly authorized.

5.3          You are responsible for treating all Site content (including information obtained from the Site) as confidential and protecting the information available within the Site in accordance with all applicable laws, including data privacy and security laws.